The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Do You Have Financial Vampires in Your Life? Financial vampires can take a lot out of you, are there any in your life? Traditional vs. Roth IRA One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans. Savings and Cash Flow Savings is a critical tool to ensure positive cash flow in your personal finances.